Roth Ira Contribution Limits 2024 Married Filing Jointly In India. The exception is if your joint income is now higher than the income limits for roth iras set by the internal revenue service (irs) for couples filing jointly: If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.

Subtract from the amount in (1): Start with your modified agi.